Investment Areas


The following is a list of the investments that may commonly be held inside a Self Managed Superannuation Fund. Many of these investments are quite alternative to the mainstream investment market, and are often not available in Retail or Industry superannuation Funds.

 

Direct Shares Our service allows us to transact on all Shares currently listed on the Australian Stock Exchange. We currently offer the following: We can buy and sell Shares based on your request We can review your existing Portfolio, and make recommendations based on the Comm-Sec Advisor Trading Centers recommended Buy and Sell lists. We can design a portfolio for those clients wanting a direct exposure to the Share Market but whom do not wish to make the buy/sell decisions themselves

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Managed Funds We have access to a wide range of Managed Funds across all asset sectors: Australian Equities Property Income/Mortgage Funds Fixed Interest International Equities

We can build a portfolio that is diversified across both management styles and asset sectors to reduce the volatility of your returns. For more sophisticated clients we generally use Managed Funds for the International portion of investments. For people who manage their own shares directly, we can also show you a comparison of how your portfolio is performing compared with those of the professional fund managers.

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Alternative Investments We offer our clients access to many alternative investments as they appear. In particular we can place our clients into investments in the following areas: Long-term Capital Guaranteed Investments such as the OM-IP series of investments offered by the Man Group. Hedge Funds Agriculture products (we do not currently recommend these schemes, but we can incorporate them into a Portfolio at a Client's instruction)

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Fixed Interest We have access to a variety of Fixed Interest investments, including Debentures, Term Deposits and Promissory Notes. We will select a range of these investments based on the likely timing requirements for this money to maximise return, while minimising the effects on your liquidity.

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Property We include Property within our clients portfolios using a number of different investment products: Listed Property Trusts: We have access to a variety of Listed Property Trusts, and can use these to give your portfolio access to both residential and commercial property sectors, without sacrificing on liquidity. Unlisted Property Trusts: We inform our clients of Unlisted Property Trusts. We research each of these extensively first, and if they meet our standards in terms of security of the overall project and projected returns we will recommend them to clients. Direct Property/Property Developments: While we will not provide recommendations on specific Direct Property, we can offer many strategies for those people who already own Property, either Residential or Commercial. Of particular value, is the ability to place Commercial property into your Self Managed Super Fund and to have all the Rental Income taxed at only 15%.

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Warrants We can build into your portfolio any warrant from the Australian Stock Exchange. This enables investors to receive the benefit from the movement in share price of some of Australia's leading shares, but without needing to come up with the full price of that company's share. In many cases, Warrants may also provide the income from dividends.

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Interest Rate Securities We can build into your portfolio any Interest Rate securities from the Australian Stock Exchange. These include the following investment categories: Corporate Bonds  Floating Rate Notes Floating Notes  Hybrid Securities

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Venture Capital Periodically, we offer our clients the opportunity to invest in Venture Capital schemes. These are researched as they become available, and if they meet our requirements, we offer them to our clients.

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Collectibles We can incorporate various collectibles such as wine and art into an Investment Portfolio (and ensure these investments are allowed by the Trust Deed). For many people with portfolios that already include large exposures to many other investment areas, this can often be an attractive way to further diversify the portfolio. We will not provide recommendations on any assets in this sector, but we can include them in a portfolio at a client's instruction.

Note: This list is intended to show the wide variety of investments that may be held within a SMSF based on current legislation. The Ward Financial Group do not necessarily recommend all of these investment types, and nor are we authorised to provide advice on all of the investments listed here.