• Transition To Retirement Strategies
• Do you have enough to Retire?
• How do I minimise my Tax in Retirement?
• Self Managed Super Funds
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How Do I Minimise My Tax In Retirement?

Retirement planning is all about making whatever wealth you have generate as much income as possible and last as long as possible.

Often the biggest impact on this is Tax. If you plan appropriately it will often be possible to pay no tax in retirement, but this will often involve combining one or more of the following strategies: Transferring personally held assets such as Shares, Managed Funds or even Commercial Property into superannuation Making use of both Salary Sacrifice and after-tax contributions to Superannuation. Splitting super contributions from one spouse to another. Maximising the level of tax-free funds within any pension taken before Age 60

Estate Planning

• Structuring your assets to minimise any tax paid to your beneficiaries once you pass away. The cost for getting this wrong can be tax of up to 25% of your superannuation benefits.

WFG are experts in all of these areas, and if your current adviser has not discussed these strategies with you, then you should contact us.